Real Estate News & Insights

News from realtor.com – “2026 Brings a Turn Toward Affordability – Even as Home Prices Keep Rising” According to realtor.com 2026 is likely to be a more affordable year for many homebuyers. They expect mortgage rates to be lower and monthly payments are projected to drop. Read the news HERE.

News from Fortune.com – “The ‘Great Housing Reset’ is coming: Income growth will outpace home-price growth in 2026, Redfin forecasts”. Fortune indicates the “Great Housing Reset” will start in 2026 with income growth outpacing home-price growth, according to a Redfin report.

🏡 Ada County Market Interpretation

• Shift Toward Balance: Rising inventory and longer days on market suggest Ada County is moving away from the extreme seller’s market of recent years. Buyers now have more options and negotiating power.
• Price Growth Moderation: With resale prices up only 1–2% and new construction up 7%, appreciation is slowing. This reflects affordability pressures and higher mortgage rates.
• Demand Still Present: Closed sales are up nearly 8% YTD, showing that despite affordability challenges, buyers are still active.
• New Construction Impact: The surge in builder inventory (up 35%) is a major factor. If absorption slows, price competition between resale and new homes could intensify.

🔮 Outlook

• Short-Term: Expect continued modest price growth, but not the rapid escalation of past years.
• Medium-Term: If inventory keeps rising, Ada County could see flat or slightly declining prices in 2026, especially in the new construction segment.
• For Buyers: More choices, less competition, and potential leverage in negotiations.
• For Sellers: Pricing competitively and preparing homes well will be critical, as buyers are less pressured to bid aggressively.

Ada County Idaho Single Family Homes November 2025 Market Snapshot

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In the fast-growing Idaho city, Boise residents grapple with challenges of growth and new arrivals. Read the Curbed article by Patrick Sisson.

“The Boise metro area (population 700,000) has also experienced the downsides of rapid growth. Idaho, now the fastest-growing state in the nation, and Boise, a boomtown by many measures, have felt the strain from the city’s recent success. Downtown is straining under traffic problems, and housing costs have skyrocketed. The state projects the region will add another 100,000 residents by 2025.”